Change is Good...Christmas Music in Early November.....NOT

I have learned in life there are two topics you shouldn't discuss with a client or in a new dating relationship....religion and politics. I am actually feeling a little relieved with Obama being elected last night. I think many people were feeling the stress I have been feeling the last couple of weeks. I am a Republican......but when McCain chose Palin to be VP...I was a little nervous about what other decisions he was going to make. There were so many other strong candidates that he could have picked. During the whole campaign all I wanted to hear about was how the candidate was going to fix the housing crisis. This topic didn't really come up until the end of the campaign. The housing crisis affects many other industries.......cars, malls, travel....the list goes on. If no one is buying or selling homes......they are also not spending money in other places. I say this about people in OC. In MN generally speaking, you would stay in your home for 20 plus years. I feel we as a country really needed a change....some hope that things would be different. I was reading on the OCRegister.com that FINALLY Schwarzenegger has come with some plans for the housing industry. I have said for the last year that the common sense thing to do would be to keep the interest rate low for those ARMs that are about to reset at higher rates. Offer 40 year loans....another easy thing to do. The banks would still make money. I think they should also require loan originators to be licensed. It seems any person could be a loan originator. I know in time this will all work out. I look forward to the many changes that are being talked about. Hopefully some of them will become a reality. Enough about politics........I am so glad the signs are gone from yards and street corners! They have been replaced by Christmas decorations.......in early November. I went in to a Hallmark yesterday and they were playing Christmas music. I had to walk out. I am not ready for the holidays yet.

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